I HELP PEOPLE
MAKE BETTER DECISIONS.
I’ve spent more than 30 years in the mortgage business. Along the way, I’ve learned that the loan is often only one part of the decision.
My job isn’t simply to help someone get a mortgage. It’s to understand what they’re trying to accomplish—and help them make a decision that fits the bigger picture.
THE MORTGAGE ISN’T ALWAYS THE MOST IMPORTANT PART OF THE CONVERSATION.
Qualifying for a mortgage answers one question: Can you get the loan?
Good advice goes further.
What does the payment do to your cash flow? How much should you keep in reserves? Does paying off other debt make sense? What opportunities are you giving up? How long do you expect to own the home—and where does this decision fit into what you’re trying to accomplish financially?
Sometimes the right answer is a different loan. Sometimes it’s a different structure. And sometimes the smartest advice is to wait.
The mortgage should fit the bigger picture—not become the bigger picture.
EXPERIENCE MATTERS. JUDGMENT MATTERS MORE.
30+ YEARS
In mortgage Lending
1995
Co-Founded TrustMor Mortgage Company
RICHMOND
Serving Richmond & Central Virginia
NMLS #49523
Licensed Mortgage Loan Originator
A Little About Me
The person behind the mortgage advice.
I’ve spent more than 30 years helping people make financial decisions, but mortgages have never been the whole story for me.
I’m a husband, father of four, longtime Richmond-area resident, business owner, and coach. I believe success means more when it helps other people move forward.
That perspective shapes how I work. I try to listen first, ask better questions and give people advice I’d be comfortable giving someone in my own family.
