One of the most common questions I hear is: “Should I wait?” It’s a fair question. Mortgage rates remain higher than many of us became accustomed to a few years ago, and affordability continues to be a challenge for many buyers. Sometimes waiting is absolutely the right decision. But here’s what I’ve noticed…. When people think about waiting, they usually calculate what they might save. Very few calculate what waiting might cost. Looking Beyond the Mortgage Rate In the Richm

Today’s housing decisions requires a different way of thinking. If you’ve followed the national news over the past year, you’ve probably come away with one conclusion: the housing market is in trouble. The headlines have been predictable. Higher interest rates. Slower home sales. Predictions of falling prices. Depending on the source, we’re either headed for another housing correction or simply waiting for rates to fall before everything returns to “normal.” But here in Centr